Total and permanent disability cover (TPD) pays out a lump sum if a total and permanent disability prevents you from returning to work.

If you’re the main income earner,  what would happen to your family in the event  that you were unable to ever work again due to being totally and permanently disabled?

Total and permanent disability can be almost as devastating as loss of life or terminal illness.

Not only have you lost a valuable income producer for the household, but you will now have to support a totally disabled person for the rest of their working life.  

Contact your Adviser