What is KiwiSaver?

KiwiSaver  is a voluntary long term savings plan to help you save for your retirement

For employed people –  contributions from you and your employer are deducted from your pay.

Contributions are invested into funds of your choice – you can speak to a Certus Adviser to help you select the fund options

suitable for your lifestyle and financial situation

You can contribute 3%, 4%, 6%, 8% or 10% of your pay


Deadline to credit your account $1042.86 to get your Government Contribution




Certus Market Update 25 March 2020

Certus Market Update 25 March 2020 View this email in your browser CERTUS MARKET UPDATE 25 MARCH 2020 Good Morning <<First Name>> NZ TAKING POSITIVE STEPS IN FIGHTING COVID19 As you will know the New Zealand Government has moved NZ into “Level 3 Restrict”...

Certus Market Update 18 March 2020

Please click on the link below for the latest Certus market update Certus Market Update 18 March 2020 Dear Investor, First of all, thank you for your patience and understanding during this very serious situation of the Global Coronavirus outbreak. The Central...


Good afternoon Sir/Madam The financial markets have fallen in the past week due to concerns about the spread of the Coronavirus. The Coronavirus is a serious situation in China and parts of the world, however a majority of the infected people have mild symptoms or...

Merry Christmas from the Certus Team-holiday contact details

Merry Christmas from the Certus Team   We would like to express our sincerest appreciation for another successful year. It’s our pleasure doing business with you and we wish you all the best in the coming year. Have a Happy and Safe Holiday   Certus...

What is my Prescribed Investor Rate (PIR)?

You may have received a letter from the IRD recommending that you change your PIR . Please follow below guide to confirm your PIR and then EMAIL:  pamela@certusnz.co.nz  if you wish to update your PIR.    

Certus wins Adviser Business of the Year, again!

Certus Wins again!ANNUAL AMP AWARDS 2019  AMP Adviser Business of the Year 2018 – Certus Financial GroupAMP Large Adviser Business of the Year 2018 – Certus Financial GroupGeneral Insurance Champion Award (and Silver Ribbon) – James LiEmerging Adviser of...

KiwiSaver Changes in 2019

From 1 April 2019  Contribution Rates - Two new contribution rates added to KiwiSaver,  6%and 10% . You can now select  3%, 4%, 6%, 8% and 10% Contribution Holiday renamed "Saving Suspension" The suspension will now also have a maximum period of one year...

KiwiSaver Member Tax Credits

$521 Credited to your KiwiSaver account July each year by the NZ Government TO QUALIFY You are Eligible for Member Tax Credits you need to contribute at least $1042.86/yr between 1 July and 30 June (this is the member tax credit year) been a member for a full year if...


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